Sola Adesakin 
Let’s set the record straight:
Financial responsibility is not a gender-based thing. It’s not just a “man’s job” or a “husband’s duty.” Money matters affect us all , so why are women still being left out of serious financial conversations?
It starts early.
We see it at home:
The boys go with Dad to talk business.
The girls are told to “help Mummy in the kitchen.”
From childhood, many girls are conditioned to focus on managing the home, not the money. But guess what? One without the other leads to dependence.
And it doesn’t stop there. Even in marriage, some women hand over the financial steering wheel completely, not out of trust, but because they feel ill-equipped to engage.
“My husband handles all that.”
“I don’t really know what investments we have.”
“I just get my allowance.”
This isn’t about undermining men, it’s about empowering women. It’s about ensuring that every woman, whether single, married, separated, or widowed, has the tools, confidence, and knowledge to understand, grow, and manage money.
Because here’s the truth:
The world has changed. Money now meets us at every stage of life. And we must be ready.
5 Reasons Why the World Needs More Financially Literate Women
1. Women live longer
Statistically, women tend to outlive men.
What happens when your spouse is no longer around, and you don’t know where the documents are… or even what assets you own? Financial literacy helps women navigate life’s uncertainties with confidence and clarity.
2. Many women are raising the next generation; alone or together
Whether you’re a single mom, married, or co-parenting, kids are learning from you.
If you don’t understand money, how can you teach your children to make smart financial choices?
Being financially savvy is a form of legacy-building.
3. Women drive household spending
Research shows women make the majority of day-to-day spending decisions in homes. But without financial literacy, that spending can easily become leaking, with no wealth being built.
Smart spending + smart saving = financial leverage.
4. Financial abuse is real
In toxic or controlling relationships, money is often used as a weapon. When a woman can’t access funds, doesn’t understand the family finances, or has no money of her own, it limits her freedom. Financial literacy is a form of protection.
5. Financially empowered women change communities
A woman who understands money starts businesses, funds causes, uplifts others, and teaches her peers. She doesn’t just rise, she lifts others with her. What Needs to Change?
For parents:
Stop raising girls to only serve. Raise them to lead, in the kitchen, at the bank, and in boardrooms. Let them learn about money as early as boys do.
For wives:
Ask questions. Be involved. Don’t sign documents blindly. Know what’s going on financially, not from a place of mistrust, but from a place of wisdom and partnership.
For every woman:
It’s never too early or too late to become financially literate. Read books. Take a course. Join a money circle. Even if you don’t earn much now, learn how to manage, grow, and multiply what you have.
Your finances are not just about survival, they’re about freedom, options, and legacy.
So, don’t just spend money, learn how it works.
Don’t just save, invest wisely.
Don’t wait for someone else, take the lead.